Cedar Rapids Bank and Trust

July 05, 2008 | | Temp

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Certificate of Deposit Rates

Rates offered as of 6/22/2008. Rates are subject to change without notice.

Term	Interest Rate	APY (Annual Percentage Yield)	Minimum Deposit
8 Month Special	2.50%	2.52%	$5,000.00
33 Month Special	4.15	4.19	$5,000.00

A substantial early withdrawal penalty will apply to certificate of deposit accounts withdrawn before the end of term.

Checking Account Rates

Rates offered as of 6/22/2008. Rates are subject to change without notice.

Account	Interest Rate	APY (Annual Percentage Yield)
M@XX:
$0 - $25,000**	4.89%	5.00%
$25,001+***	.50%	.50%
Cedar Rapids Interest paid on all balances	.35%	.35%
Wisdom Interest paid on all balances	.35%	.35%
Premier Plus:
$0 - $9,999	.45%	.45%
$10,000 - $49,999	.45%	.45%
$50,000 - $99,999	.50%	.50%
$100,000	1.00%	1.00%
Small Business Interest paid on all balances	.50%	.50%

*Account Fees could reduce earnings.
^**An interest rate of 4.89 will be paid only for that portion of your average daily balance that is $25,000 or less. The Annual Percentage Yield for this tier will be 5.00%
^***An interest rate of .50 will be paid only for that portion of your average daily balance that is greater than $25,000. The Annual Percentage Yield for this tier will be .50%

The interest rate and APY may change after account opening.

Savings Account Rates

Rates offered as of 6/22/2008. Rates are subject to change without notice.

(Note: Account fees could reduce earnings. The interest rate and APY may change after account opening.)

Account	Interest Rate	APY (Annual Percentage Yield)
Steady Savings****	.40%	.40%
$25,000+	.40%	.40%
Money Market:
$0 - $9,999	.80%	.80%
$10,000 - $49,999	.80%	.80%
$50,000 - $99,999	1.00%	1.01%
$100,000+	1.00%	1.01%
Future Fund Interest paid on all balances	.40%	.40%
Senior Plus Interest paid on all balances	.60%	.60%
Select Savings*****
$10,000 - $24,999	1.25%	1.26%
$25,000 - $49,999	1.50%	1.51%
$50,000 - $99,999	1.65%	1.66%
$100,000 - $250,000	2.00%	2.02%
Business
$0 - $4,999	.50%	.50%
$5,000+	.60%	.60%
Business Money Market:
$0 - $9,999	.80%	.80%
$10,000 - $49,999	.80%	.80%
$50,000 - $99,999	1.00%	1.01%
$100,000+	1.00%	1.01%

****Maintenance fee waived for individuals 25 years of age and under.
*****Institutional investors not eligible. Maximum deposit amount is $250,000.00.

Certificate of Deposit Rates

Checking Account Rates

Savings Account Rates

Mortgage Rates