Cedar Rapids Bank and Trust

July 05, 2008 | | Temp

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Privacy Policy

Cedar Rapids Bank & Trust is committed to safeguarding your personal information. We respect your need for privacy and wish to assure you that your personal information will only be used within our strict guidelines.

Use, Collection and Retention of Information
In order to provide you with financial products and services, we collect nonpublic personal information from the following sources:

Applications, forms, and other information that you provide us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment history, income and credit references;
Your transactions with us, our affiliates, or others such as account balances, payment history, overdraft history, and credit card usage;
Consumer reporting agencies, such as creditworthiness and credit history.

Release of Information
We do not disclose nonpublic information about you except as permitted by law.

Joint Marketing
In an effort to provide comprehensive financial services, Cedar Rapids Bank & Trust has formed a joint marketing agreement with Cedar Rapids Investment Consulting. We share information such as your name, address, telephone number and information about your transactions, such as your account balance with the Investment Center so you can benefit from the investment services offered.

Our Former Customers
Upon the termination of the customer/bank relationship, customer account and liability information is retained only as long as required by state and federal regulatory agencies. This information is held in confidence and subject to this policy.

Security Procedures to Protect Information
We restrict access to nonpublic personal information about you to those employees who need the information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Other information
This privacy policy applies to products or services provided by Cedar Rapids Bank & Trust. We reserve the right to change this Privacy Policy, and any of the policies described above. The examples contained within this notice are illustrations; they are not intended to be exclusive. If you have any questions or concerns, please contact us at 319.862.2728.