MAXX Checking™ Account

Looking for a checking account with a premium interest rate and ATM fee refunds?  Then you'll love Cedar Rapids Bank & Trust's MAXX Checking™ account. With MAXX, you'll earn a 3.33% APY1 and receive refunds for ATM fees2 if you:

  • Open your account with a minimum of $100
  • 15 Visa® debit card transactions posted per statement cycle (excludes ATM-based transactions)
  • Receive your monthly statements via eStatements3
  • Enroll in Personal Online Banking
  • Set up at least one direct deposit or direct debit

Don't meet one of these monthly requirements? No problem. You won't earn the premium rewards for that month, but you can start over the following month.

OPEN A MAXX ACCOUNT NOW


1 Annual percentage yield. Rate may change after account opening. APY is accurate as of May 1, 2024, and is not an introductory rate. Rates will be paid only for that portion of your daily balance in each tier.  3.33% APY is for daily balances up to $25,000. To obtain the premium APY and ATM refunds, you must have an opening deposit of $100 and meet the requirements listed above for the MAXX Checking™ account.  An interest rate of 3.28% will be paid only for that portion of your daily balance that is $25,000 or less. The APY for this tier will be 3.33%. An interest rate of .50% will be paid only for that portion of your daily balance that is greater than $25,000. The APY range for this tier will be 3.33% to 1.07%. If your daily balance is $25,000 or less and you have not met the account requirements, the interest rate and annual percentage yield paid on that portion of your balance will be .10% APY. If your daily balance is greater than $25,000 and you have not met the account requirements, the interest paid on that portion of your daily balance will be .01% with an annual percentage yield range of .10% to .03%. Limit one Vault or MAXX Checking™ account per Tax Identification Number.

2 Maximum ATM fee refund for $20 per month, if you fail to meet the requirements needed for premium APY, the non-CRBT ATM fees refunded to you will be charged back to your account on the last day of the statement cycle in one fee described as "Prior Month ATM Refunds." 

3 Valid email address required. A $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening. Fees may reduce earnings.

Switch to MAXX

Our friendly, professional banking advisors will help you determine if MAXX is best for you. Making the switch from your current financial institution to CRBT is easy, thanks to our online switch tool called ClickSWITCH.

Monitor Your MAXX

With CRBT Mobile Banking, you can safely monitor your MAXX checking account from your phone - and pay bills, transfer funds, set up alerts and find ATMs.

Questions?

Call us at 319.862.2728 Email us Visit our locations